Direct comparison

FreeAgent vs Invo-Lynx

Construction stack done properly. Free 30-day trial, not bank-locked.

FreeAgent: £19–£33 / month (free with NatWest)·Invo-Lynx: £15/user · 30-day trial
Start free See Invo-Lynx →
No contract · No card to start · No demo · Cancel any time

FreeAgent is genuinely good general-purpose UK SME accounting — clean UX, MTD-ready, free if you bank with NatWest/RBS/Mettle. It's not built for construction: no Construction Act clock, basic CIS, no AfP cycle, no subbie portal. If you're a tradesperson on NatWest, you can run FreeAgent for books and Invo-Lynx for construction-specific invoicing in parallel.

When FreeAgent fits
  • ·You bank with NatWest / RBS / Mettle and get FreeAgent free
  • ·You need full bookkeeping (P&L, balance sheet, tax timeline)
  • ·You're a contractor with no subcontractors or Construction Act exposure
  • ·Your accountant prefers FreeAgent and you don't want to switch them
Why Invo-Lynx beats it
  • Construction Act PLN clock + AfP cycle native — FreeAgent has neither
  • CIS300 returns, subbie portal, DRC VAT auto — built around UK construction
  • Free 30-day trial, no card — no bank-account dependency
  • Per-user pricing scales fairly to growing contractor teams
  • Run it alongside FreeAgent — Invo-Lynx exports CIS-aware invoices for your books

Feature by feature

The honest side-by-side.

FeatureFreeAgentInvo-Lynx
Construction Act PLN clock
AfP cycle
CIS deductionsBasicBuilt in, every plan
CIS300 returns
Subbie portalFree, unlimited
DRC VAT autoManualAuto
Retention ledger
Bookkeeping (P&L, balance sheet)Not yet — invoicing-focused
MTD VAT directQ3 2026
Free trialFree with NatWest30 days, no card, no bank lock-in
Headline price£19 — £33 / month30-day trial, then £15/user

FreeAgent pricing verified on 18 May 2026 from the published rates. Comparative advertising — UK Business Protection from Misleading Marketing Regs 2008 compliant.

Switching from FreeAgent

FreeAgent exports contacts and invoices as CSV. Invo-Lynx imports both on signup, free. If you're staying on FreeAgent for full bookkeeping, run Invo-Lynx in parallel for the construction-specific layer — CIS-aware invoices export in a FreeAgent-compatible format so your books stay clean.

Stop paying the construction tax.

Invo-Lynx is free for 30 days — no card. Then £15 per user, per month. Construction Act, CIS, AfP, subbie portal — all built in. No demos. No sales calls.

Start free
No card required · 30-day money back · Cancel any time