Direct comparison

Xero vs Invo-Lynx

Built for construction, not retrofitted to it. Free 30-day trial, then £15/user.

Xero: £16–£59 / month·Invo-Lynx: £15/user · 30-day trial
Start free See Invo-Lynx →
No contract · No card to start · No demo · Cancel any time

Xero is the obvious choice if you run a generic UK business. For construction, it leaves the parts that matter to addons: no Construction Act clock, CIS only on higher tiers, no Application-for-Payment flow, no subbie portal. Invo-Lynx is invoicing built around how UK construction actually works.

When Xero fits
  • ·You're not in construction and don't need the Construction Act stack
  • ·Your accountant already lives inside Xero and the migration cost is real
  • ·You need third-party app integration (Xero has 1000+)
  • ·You're running heavy bookkeeping with stock, fixed assets, multi-currency
Why Invo-Lynx beats it
  • Free for 30 days, no card — unlimited invoices, CIS deductions on subbie lines, mobile-first
  • Construction Act PLN clock built in — every Application for Payment auto-counts s.110A and s.111 deadlines
  • CIS300 monthly returns + statements out of the box, not a Plus-tier add-on
  • Free subbie portal — invited subcontractors are unlimited, free, sign payment certificates online
  • Domestic Reverse Charge VAT respected end-to-end, not a manual override
  • Per-user pricing scales fairly — 1 user £15, 5 users £75, no per-feature ladder

Feature by feature

The honest side-by-side.

FeatureXeroInvo-Lynx
Construction Act PLN clock
AfP auto-totals + cycle
CIS deduction on invoicesHigher tier onlyEvery plan
CIS300 monthly returnsHigher tier add-onBuilt in
Subcontractor portalFree for invited subs
Domestic Reverse Charge VATManualAuto on subbie invoices
Retention ledger + auto-release
Card pay-link on every invoiceAdd-onIncluded
Recurring invoices + auto-chaseHigher tierPro tier
Quote-to-invoice conversion
MTD VAT submission to HMRCComing Q3 2026 (direct)
Bank feeds + auto-reconcileComing Q4 2026
Multi-currencyHigher tierGBP for now — Q1 2027
Free trial30 days — no card
Headline price£16 Starter — £59 Established30-day trial, then £15/user

Xero pricing verified on 18 May 2026 from the published rates. Comparative advertising — UK Business Protection from Misleading Marketing Regs 2008 compliant.

Switching from Xero

Export your Xero contacts and historical invoices as CSV — Invo-Lynx imports both on signup, free. Bring your retention ledger and the active AfP positions when you switch mid-project. For accountants who insist on Xero compatibility, Invo-Lynx exports CIS-aware invoices in a Xero-import format too.

Stop paying the construction tax.

Invo-Lynx is free for 30 days — no card. Then £15 per user, per month. Construction Act, CIS, AfP, subbie portal — all built in. No demos. No sales calls.

Start free
No card required · 30-day money back · Cancel any time